Consumer Credit Litigation: Safeguarding Your Financial Interests
“Your consumer credit issues can adversely affect your future financial stability and opportunities. At Parker & Ellis Law Group, our lawyers are dedicated to providing strong consumer credit litigation services on behalf of clients who are facing wrongful, inaccurate, incomplete, or unfair consumer credit reporting, debt collection practices, or creditor fraud. For over ten years, we have represented clients in individual and class-action litigation concerning consumer credit laws and helping them to put their financial life back together.”
An Overview of Consumer Credit Litigation
Consumer credit litigation includes disputes involving inaccurate credit reporting, debt collection matters, and actions between consumers and lenders or creditors. If you are facing problems with inaccurate reports to the credit bureaus, misleading debt collection letters, fraudulent lending practices, or illegal default judgments, consumer credit litigation may help to resolve your case. Through effective litigation, our lawyers fight to resolve disputes and obtain remedies under state and federal law to protect your interests under the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA).
Our Consumer Credit Litigation Process
“At Parker & Ellis Law Group, we take a comprehensive and aggressive approach to all of our cases. We recognize that no two clients are alike, which is why we customize our approach to yours. Our lawyers thoroughly investigate your situation and utilize systems like Transunion, Experian, and Equifax to find inaccuracies or disclosures that represent violations of the Fair Credit Reporting Act (FCRA). We move forward with negotiations, settlements, and litigation as necessary to protect you. Simply put, we seek favorable resolutions for our clients-whether it’s correcting errors on your credit report, stopping illegal collection actions, or compensating you for violations of your consumer rights.”
Common Types of Consumer Credit Litigation Cases We Pursue
- Disputes regarding inaccurate or outdated information on credit reports
- Unlawful consumer debt collection activities (harassment, false representations, threats)
- Identity theft and fraudulent activity related to credit accounts
- Disputes related to loan terms, interest rates, and/or strong-arm tactics
- Removal of judgments that have been paid or reported inaccurately
- Disputes regarding credit denials based on inaccurate information
Whatever the dispute may be, we are prepared to step in at any stage in the process, from pre-litigation negotiations to full-scale courtroom litigation.
Why Work with Parker & Ellis Law Group?
Since 2009, we have earned a reputation throughout the industry for strong legal advocacy and outstanding customer service. Our clients enjoy:
- Over a decade of concentrated experience in civil and consumer credit litigation
- Aggressive assertion of your rights and remedies
- Direct influence on credit reporting through litigation
- Simplified online case management including status checks and secure payment options
- Prompt communication and tailored legal services
We know the stress that credit disputes cause and our goal is to make the legal process as simple, painless, and direct as possible.
How to Retain Our Firm
Making the first contact is the easy part. If you are having credit report troubles, are being harassed by debt collectors, or need credit-related legal assistance, contact Parker & Ellis Law Group and let us review your case to explain your options and determine the appropriate actions. Our clients can check their case status or make payments online. Simplified systems allow for effective and fluid handling of your matter from start to finish.
Getting in Touch With Parker & Ellis Law Group
If you would like to protect your finances and assert your rights, contact the knowledgeable attorney group of Parker & Ellis. We are located in San Diego, and represent clients in complex consumer credit disputes throughout the United States.
| Address: | 7890 University Ave Ste 59, San Diego CA 92105 |
| Phone: | (858) 385-9257 |
| E-mail: | [email protected] |
| Website: | https://parkerellislaw.com/ |
Trust Parker & Ellis Law Group to represent your interests; call today for a consultation and take back control of your credit. For more information, visit our About Parker & Ellis Law Group page or Contact Parker & Ellis Law Group directly.